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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,667 | $154,228+97.5% | $145,433+109.5% | $137,256+122.0% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 9.03% | 74.59%-65.6pp | 66.58%-57.5pp | 220.34%-211.3pp |
| Employer contribution / active EE | $21,393 | $4,804+345.3% | $4,554+369.7% | $4,156+414.7% |
| Participant deferral / active EE | $11,514 | $8,216+40.1% | $7,897+45.8% | $6,407+79.7% |
| Admin fee / account holder | $61,253 | $14,344+327.0% | $13,129+366.5% | $12,270+399.2% |