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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,438 | $154,228+30.6% | $145,433+38.5% | $137,256+46.8% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 10.92% | 74.59%-63.7pp | 66.58%-55.7pp | 220.34%-209.4pp |
| Employer contribution / active EE | $12,446 | $4,804+159.1% | $4,554+173.3% | $4,156+199.5% |
| Participant deferral / active EE | $26,623 | $8,216+224.0% | $7,897+237.1% | $6,407+315.5% |
| Admin fee / account holder | $45,907 | $14,344+220.1% | $13,129+249.7% | $12,270+274.1% |