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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,389 | $104,098-65.0% | $140,514-74.1% | $94,015-61.3% |
| Participation rate | 97.4% | 73.7%+23.7pp | 77.8%+19.6pp | 70.8%+26.6pp |
| Annual return | 14.27% | 15.14%-0.9pp | 14.36%-0.1pp | 17.84%-3.6pp |
| Employer contribution / active EE | $2,896 | $2,388+21.2% | $3,378-14.3% | $2,790+3.8% |
| Participant deferral / active EE | $6,629 | $4,033+64.4% | $4,919+34.8% | $4,249+56.0% |
| Admin fee / account holder | $9,413 | $10,439-9.8% | $13,697-31.3% | $8,951+5.2% |