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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,255 | $162,136-7.3% | $152,301-1.3% | $154,746-2.9% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 16.97% | 91.02%-74.0pp | 80.50%-63.5pp | 172.34%-155.4pp |
| Employer contribution / active EE | $4,519 | $4,890-7.6% | $4,624-2.3% | $4,379+3.2% |
| Participant deferral / active EE | $12,447 | $8,341+49.2% | $8,004+55.5% | $6,730+84.9% |
| Admin fee / account holder | $1,843 | $15,759-88.3% | $14,398-87.2% | $14,365-87.2% |