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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,255 | $196,972-23.7% | $182,262-17.6% | $198,609-24.3% |
| Participation rate | 88.9% | 85.7%+3.2pp | 84.2%+4.7pp | 82.4%+6.5pp |
| Annual return | 16.97% | 158.27%-141.3pp | 140.60%-123.6pp | 202.70%-185.7pp |
| Employer contribution / active EE | $4,519 | $5,364-15.7% | $5,046-10.4% | $5,055-10.6% |
| Participant deferral / active EE | $12,447 | $8,643+44.0% | $8,276+50.4% | $6,977+78.4% |
| Admin fee / account holder | $1,843 | $18,429-90.0% | $16,712-89.0% | $19,030-90.3% |