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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,522 | $159,934-80.3% | $147,005-78.6% | $145,959-78.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 30.83% | 98.24%-67.4pp | 418.76%-387.9pp | 561.95%-531.1pp |
| Employer contribution / active EE | $9,545 | $5,287+80.5% | $4,934+93.4% | $4,661+104.8% |
| Participant deferral / active EE | $7,705 | $8,427-8.6% | $8,070-4.5% | $6,689+15.2% |
| Admin fee / account holder | $1,250 | $15,053-91.7% | $13,006-90.4% | $13,398-90.7% |