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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,522 | $160,040-80.3% | $147,096-78.6% | $145,877-78.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 30.83% | 98.49%-67.7pp | 419.75%-388.9pp | 551.28%-520.4pp |
| Employer contribution / active EE | $9,545 | $5,289+80.4% | $4,936+93.4% | $4,663+104.7% |
| Participant deferral / active EE | $7,705 | $8,429-8.6% | $8,071-4.5% | $6,691+15.2% |
| Admin fee / account holder | $1,250 | $15,050-91.7% | $13,005-90.4% | $13,402-90.7% |