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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,896 | $76,407+33.4% | $150,298-32.2% | $82,448+23.6% |
| Participation rate | 83.3% | 66.4%+16.9pp | 77.8%+5.6pp | 68.1%+15.3pp |
| Annual return | 13.10% | 39.99%-26.9pp | 62.79%-49.7pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,266 | $2,614-13.3% | $4,154-45.5% | $2,551-11.2% |
| Participant deferral / active EE | $4,948 | $3,214+53.9% | $5,453-9.3% | $4,139+19.5% |
| Admin fee / account holder | $4,077 | $6,352-35.8% | $14,116-71.1% | $7,234-43.6% |