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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,156 | $25,014+432.3% | $69,460+91.7% | $80,911+64.6% |
| Participation rate | 68.2% | 64.2%+4.0pp | 66.4%+1.7pp | 67.6%+0.5pp |
| Annual return | 36.70% | 19.08%+17.6pp | 100.80%-64.1pp | 35.63%+1.1pp |
| Employer contribution / active EE | $5,397 | $991+444.5% | $1,714+214.9% | $2,756+95.8% |
| Participant deferral / active EE | $1,346 | $1,839-26.8% | $2,890-53.4% | $4,297-68.7% |
| Admin fee / account holder | $598 | $2,491-76.0% | $4,695-87.3% | $6,935-91.4% |