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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,870 | $88,815-23.6% | $81,882-17.1% | $145,897-53.5% |
| Participation rate | 40.0% | 75.1%-35.1pp | 72.4%-32.4pp | 80.3%-40.3pp |
| Annual return | 15.00% | 1033.75%-1018.7pp | 779.47%-764.5pp | 552.29%-537.3pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,735 | $4,647-62.7% | $4,323-59.9% | $6,689-74.1% |
| Admin fee / account holder | $1,072 | $8,434-87.3% | $7,360-85.4% | $13,390-92.0% |