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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,820 | $156,398+65.5% | $147,318+75.7% | $138,895+86.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.47% | 78.75%-56.3pp | 70.43%-48.0pp | 145.39%-122.9pp |
| Employer contribution / active EE | $5,597 | $4,853+15.3% | $4,593+21.9% | $4,194+33.4% |
| Participant deferral / active EE | $10,037 | $8,237+21.8% | $7,906+26.9% | $6,396+56.9% |
| Admin fee / account holder | $3,464 | $14,976-76.9% | $13,708-74.7% | $12,562-72.4% |