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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,812 | $183,592-53.3% | $155,574-44.8% | $145,877-41.2% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 4.27% | 61.37%-57.1pp | 64.87%-60.6pp | 551.28%-547.0pp |
| Employer contribution / active EE | $10,983 | $5,317+106.6% | $4,676+134.9% | $4,663+135.5% |
| Participant deferral / active EE | $6,144 | $6,466-5.0% | $5,629+9.1% | $6,691-8.2% |
| Admin fee / account holder | $45,074 | $19,316+133.4% | $15,914+183.2% | $13,402+236.3% |