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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,470 | $125,184+68.9% | $105,607+100.2% | $145,884+45.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 53.69% | 225.00%-171.3pp | 116.11%-62.4pp | 551.85%-498.2pp |
| Employer contribution / active EE | $13,354 | $3,720+259.0% | $3,167+321.7% | $4,662+186.4% |
| Participant deferral / active EE | $6,802 | $5,714+19.0% | $5,011+35.7% | $6,690+1.7% |
| Admin fee / account holder | $2,553 | $17,133-85.1% | $10,958-76.7% | $13,392-80.9% |