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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,484 | $225,673-67.0% | $203,872-63.5% | $155,188-52.0% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 16.33% | 95.91%-79.6pp | 85.11%-68.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $20,275 | $4,099+394.7% | $3,757+439.6% | $4,248+377.3% |
| Participant deferral / active EE | $12,724 | $6,893+84.6% | $6,388+99.2% | $6,531+94.8% |
| Admin fee / account holder | $835 | $12,327-93.2% | $11,730-92.9% | $14,480-94.2% |