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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,484 | $180,749-58.8% | $160,784-53.7% | $137,256-45.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.33% | 2234.46%-2218.1pp | 1803.92%-1787.6pp | 220.34%-204.0pp |
| Employer contribution / active EE | $20,275 | $4,155+387.9% | $3,733+443.1% | $4,156+387.8% |
| Participant deferral / active EE | $12,724 | $6,844+85.9% | $6,293+102.2% | $6,407+98.6% |
| Admin fee / account holder | $835 | $10,397-92.0% | $9,717-91.4% | $12,270-93.2% |