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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,365 | $201,264-38.2% | $184,185-32.5% | $145,978-14.8% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 14.61% | 29.00%-14.4pp | 28.81%-14.2pp | 550.52%-535.9pp |
| Employer contribution / active EE | $4,861 | $7,021-30.8% | $6,426-24.3% | $4,662+4.3% |
| Participant deferral / active EE | $11,625 | $9,806+18.5% | $9,132+27.3% | $6,690+73.8% |
| Admin fee / account holder | $394 | $16,376-97.6% | $13,909-97.2% | $13,400-97.1% |