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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,582 | $114,119-45.2% | $107,187-41.6% | $138,895-54.9% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 79.9%+12.9pp |
| Annual return | 19.89% | 273.21%-253.3pp | 204.55%-184.7pp | 145.39%-125.5pp |
| Employer contribution / active EE | $8,904 | $4,059+119.4% | $3,782+135.4% | $4,194+112.3% |
| Participant deferral / active EE | $4,033 | $5,538-27.2% | $5,096-20.9% | $6,396-37.0% |
| Admin fee / account holder | $2,512 | $10,024-74.9% | $9,162-72.6% | $12,562-80.0% |