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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,582 | $134,817-53.6% | $123,973-49.5% | $155,188-59.7% |
| Participation rate | 92.9% | 79.4%+13.5pp | 76.7%+16.2pp | 80.8%+12.1pp |
| Annual return | 19.89% | 515.49%-495.6pp | 388.13%-368.2pp | 148.84%-128.9pp |
| Employer contribution / active EE | $8,904 | $4,425+101.2% | $4,126+115.8% | $4,248+109.6% |
| Participant deferral / active EE | $4,033 | $5,706-29.3% | $5,247-23.1% | $6,531-38.3% |
| Admin fee / account holder | $2,512 | $13,245-81.0% | $11,799-78.7% | $14,480-82.7% |