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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,885 | $89,259-38.5% | $107,187-48.8% | $82,637-33.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.20% | 21.02%-9.8pp | 204.55%-193.3pp | 53.51%-42.3pp |
| Employer contribution / active EE | $3,122 | $3,080+1.4% | $3,782-17.5% | $2,552+22.3% |
| Participant deferral / active EE | $5,333 | $4,037+32.1% | $5,096+4.7% | $4,126+29.3% |
| Admin fee / account holder | $39,790 | $7,381+439.1% | $9,162+334.3% | $7,339+442.2% |