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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,103 | $115,225-1.0% | $100,712+13.3% | $138,895-17.8% |
| Participation rate | 91.7% | 74.3%+17.3pp | 69.3%+22.4pp | 79.9%+11.7pp |
| Annual return | 37.88% | 40.35%-2.5pp | 33.27%+4.6pp | 145.39%-107.5pp |
| Employer contribution / active EE | $3,933 | $2,771+41.9% | $2,313+70.1% | $4,194-6.2% |
| Participant deferral / active EE | $5,029 | $4,699+7.0% | $4,085+23.1% | $6,396-21.4% |
| Admin fee / account holder | $566 | $10,844-94.8% | $9,256-93.9% | $12,562-95.5% |