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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,125 | $81,262-83.8% | $155,602-91.6% | $80,911-83.8% |
| Participation rate | 85.3% | 66.2%+19.1pp | 78.2%+7.1pp | 67.6%+17.6pp |
| Annual return | 10.62% | 33.34%-22.7pp | 64.81%-54.2pp | 35.63%-25.0pp |
| Employer contribution / active EE | $1,981 | $3,102-36.1% | $4,675-57.6% | $2,756-28.1% |
| Participant deferral / active EE | $1,017 | $3,451-70.5% | $5,629-81.9% | $4,297-76.3% |
| Admin fee / account holder | $8,134 | $7,992+1.8% | $15,923-48.9% | $6,935+17.3% |