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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,110 | $79,209-49.4% | $102,434-60.8% | $74,459-46.1% |
| Participation rate | 50.5% | 74.8%-24.3pp | 76.5%-26.0pp | 67.2%-16.8pp |
| Annual return | 16.96% | 54.98%-38.0pp | 29.46%-12.5pp | 1369.70%-1352.7pp |
| Employer contribution / active EE | $1,266 | $2,362-46.4% | $3,023-58.1% | $2,626-51.8% |
| Participant deferral / active EE | $2,807 | $4,417-36.5% | $5,055-44.5% | $4,350-35.5% |
| Admin fee / account holder | $4,859 | $2,002+142.7% | $9,462-48.6% | $1,945+149.8% |