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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,248 | $212,386-80.1% | $199,883-78.9% | $138,895-69.6% |
| Participation rate | 66.7% | 87.4%-20.7pp | 86.8%-20.1pp | 79.9%-13.3pp |
| Annual return | 19.57% | 47.75%-28.2pp | 43.81%-24.2pp | 145.39%-125.8pp |
| Employer contribution / active EE | $5,478 | $6,625-17.3% | $6,261-12.5% | $4,194+30.6% |
| Participant deferral / active EE | $6,513 | $9,617-32.3% | $9,138-28.7% | $6,396+1.8% |
| Admin fee / account holder | $6,976 | $18,233-61.7% | $17,268-59.6% | $12,562-44.5% |