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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,554 | $106,588+75.0% | $94,215+98.0% | $155,188+20.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 12.24% | 29.39%-17.2pp | 28.22%-16.0pp | 148.84%-136.6pp |
| Employer contribution / active EE | $5,176 | $3,080+68.1% | $2,675+93.5% | $4,248+21.9% |
| Participant deferral / active EE | $7,814 | $4,802+62.7% | $4,276+82.8% | $6,531+19.6% |
| Admin fee / account holder | $18,314 | $12,281+49.1% | $10,216+79.3% | $14,480+26.5% |