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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,554 | $88,996+109.6% | $78,004+139.2% | $138,895+34.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 12.24% | 28.03%-15.8pp | 31.07%-18.8pp | 145.39%-133.2pp |
| Employer contribution / active EE | $5,176 | $2,917+77.5% | $2,469+109.7% | $4,194+23.4% |
| Participant deferral / active EE | $7,814 | $4,724+65.4% | $4,092+91.0% | $6,396+22.2% |
| Admin fee / account holder | $18,314 | $8,807+107.9% | $7,578+141.7% | $12,562+45.8% |