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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,477 | $110,379+100.7% | $102,412+116.3% | $145,884+51.8% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 18.02% | 24.84%-6.8pp | 24.94%-6.9pp | 551.85%-533.8pp |
| Employer contribution / active EE | $2,464 | $4,216-41.6% | $3,870-36.3% | $4,662-47.2% |
| Participant deferral / active EE | $15,686 | $5,622+179.0% | $5,060+210.0% | $6,690+134.5% |
| Admin fee / account holder | $1,339 | $9,745-86.3% | $8,388-84.0% | $13,392-90.0% |