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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,068 | $111,785+131.8% | $93,669+176.6% | $145,877+77.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 9.58% | 203.79%-194.2pp | 133.59%-124.0pp | 551.28%-541.7pp |
| Employer contribution / active EE | $1,067 | $3,096-65.6% | $2,424-56.0% | $4,663-77.1% |
| Participant deferral / active EE | $5,634 | $4,919+14.5% | $4,416+27.6% | $6,691-15.8% |
| Admin fee / account holder | $2,354 | $10,256-77.0% | $8,291-71.6% | $13,402-82.4% |