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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,447 | $74,535-43.1% | $100,712-57.9% | $82,637-48.6% |
| Participation rate | 45.1% | 61.2%-16.1pp | 69.3%-24.2pp | 68.1%-22.9pp |
| Annual return | 20.86% | 18.92%+1.9pp | 33.27%-12.4pp | 53.51%-32.6pp |
| Employer contribution / active EE | $1,200 | $1,503-20.1% | $2,313-48.1% | $2,552-53.0% |
| Participant deferral / active EE | $2,321 | $3,074-24.5% | $4,085-43.2% | $4,126-43.7% |
| Admin fee / account holder | $118 | $6,576-98.2% | $9,256-98.7% | $7,339-98.4% |