Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,602 | $114,119-93.3% | $107,187-92.9% | $138,895-94.5% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 4.77% | 273.21%-268.4pp | 204.55%-199.8pp | 145.39%-140.6pp |
| Employer contribution / active EE | $881 | $4,059-78.3% | $3,782-76.7% | $4,194-79.0% |
| Participant deferral / active EE | $881 | $5,538-84.1% | $5,096-82.7% | $6,396-86.2% |
| Admin fee / account holder | $10,899 | $10,024+8.7% | $9,162+19.0% | $12,562-13.2% |