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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,090 | $78,027+85.9% | $178,528-18.7% | $80,925+79.3% |
| Participation rate | 97.6% | 65.7%+32.0pp | 77.1%+20.5pp | 67.7%+30.0pp |
| Annual return | 22.12% | 18.09%+4.0pp | 27.11%-5.0pp | 35.65%-13.5pp |
| Employer contribution / active EE | $5,645 | $2,281+147.4% | $3,950+42.9% | $2,756+104.8% |
| Participant deferral / active EE | $11,477 | $4,408+160.4% | $6,278+82.8% | $4,299+167.0% |
| Admin fee / account holder | $2,048 | $7,168-71.4% | $10,419-80.3% | $6,940-70.5% |