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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,090 | $77,962+86.1% | $178,540-18.7% | $80,935+79.3% |
| Participation rate | 97.6% | 65.7%+32.0pp | 77.1%+20.5pp | 67.7%+30.0pp |
| Annual return | 22.12% | 18.10%+4.0pp | 27.15%-5.0pp | 35.66%-13.5pp |
| Employer contribution / active EE | $5,645 | $2,280+147.5% | $3,953+42.8% | $2,757+104.8% |
| Participant deferral / active EE | $11,477 | $4,404+160.6% | $6,281+82.7% | $4,299+166.9% |
| Admin fee / account holder | $2,048 | $7,156-71.4% | $10,424-80.4% | $6,924-70.4% |