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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,913 | $174,379-75.4% | $152,093-71.8% | $138,895-69.1% |
| Participation rate | 63.6% | 81.6%-18.0pp | 77.8%-14.1pp | 79.9%-16.3pp |
| Annual return | 20.47% | 74.86%-54.4pp | 66.36%-45.9pp | 145.39%-124.9pp |
| Employer contribution / active EE | $626 | $4,652-86.5% | $4,175-85.0% | $4,194-85.1% |
| Participant deferral / active EE | $3,430 | $6,159-44.3% | $5,451-37.1% | $6,396-46.4% |
| Admin fee / account holder | $32 | $16,880-99.8% | $14,497-99.8% | $12,562-99.7% |