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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,512 | $183,516-82.8% | $155,534-79.7% | $145,884-78.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 14.68% | 61.43%-46.7pp | 64.92%-50.2pp | 551.85%-537.2pp |
| Employer contribution / active EE | $425 | $5,315-92.0% | $4,675-90.9% | $4,662-90.9% |
| Participant deferral / active EE | $3,256 | $6,467-49.7% | $5,630-42.2% | $6,690-51.3% |
| Admin fee / account holder | $1,107 | $19,293-94.3% | $15,900-93.0% | $13,392-91.7% |