Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,959 | $106,974-30.9% | $90,796-18.5% | $138,895-46.8% |
| Participation rate | 20.0% | 74.9%-54.9pp | 69.5%-49.5pp | 79.9%-59.9pp |
| Annual return | 4.32% | 20.10%-15.8pp | 19.29%-15.0pp | 145.39%-141.1pp |
| Employer contribution / active EE | $1,332 | $2,609-48.9% | $2,294-41.9% | $4,194-68.2% |
| Participant deferral / active EE | $2,268 | $4,455-49.1% | $3,822-40.7% | $6,396-64.5% |
| Admin fee / account holder | $773 | $8,626-91.0% | $7,024-89.0% | $12,562-93.8% |