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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,330 | $126,661-52.4% | $113,397-46.8% | $138,895-56.6% |
| Participation rate | 25.0% | 79.4%-54.4pp | 76.5%-51.5pp | 79.9%-54.9pp |
| Annual return | 21.79% | 25.05%-3.3pp | 23.20%-1.4pp | 145.39%-123.6pp |
| Employer contribution / active EE | $1,517 | $3,456-56.1% | $2,977-49.1% | $4,194-63.8% |
| Participant deferral / active EE | $7,700 | $5,693+35.3% | $5,076+51.7% | $6,396+20.4% |
| Admin fee / account holder | $1,289 | $14,549-91.1% | $11,957-89.2% | $12,562-89.7% |