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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,510 | $94,436+23.4% | $115,599+0.8% | $82,637+41.0% |
| Participation rate | 74.1% | 70.4%+3.6pp | 74.3%-0.2pp | 68.1%+6.0pp |
| Annual return | 18.50% | 18.37%+0.1pp | 111.10%-92.6pp | 53.51%-35.0pp |
| Employer contribution / active EE | $2,904 | $2,324+25.0% | $2,955-1.7% | $2,552+13.8% |
| Participant deferral / active EE | $6,864 | $3,955+73.6% | $4,889+40.4% | $4,126+66.3% |
| Admin fee / account holder | $2,091 | $10,328-79.8% | $12,841-83.7% | $7,339-71.5% |