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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,905 | $102,609-55.3% | $98,090-53.2% | $138,895-66.9% |
| Participation rate | 93.8% | 82.8%+11.0pp | 81.5%+12.2pp | 79.9%+13.8pp |
| Annual return | 9.07% | 36.44%-27.4pp | 37.05%-28.0pp | 145.39%-136.3pp |
| Employer contribution / active EE | $2,860 | $3,867-26.1% | $3,606-20.7% | $4,194-31.8% |
| Participant deferral / active EE | $5,398 | $8,167-33.9% | $7,845-31.2% | $6,396-15.6% |
| Admin fee / account holder | $34,384 | $11,434+200.7% | $11,815+191.0% | $12,562+173.7% |