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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,838 | $160,028-20.7% | $147,080-13.8% | $145,884-13.1% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 8.28% | 98.60%-90.3pp | 420.17%-411.9pp | 551.85%-543.6pp |
| Employer contribution / active EE | $3,327 | $5,286-37.0% | $4,933-32.6% | $4,662-28.6% |
| Participant deferral / active EE | $6,040 | $8,422-28.3% | $8,066-25.1% | $6,690-9.7% |
| Admin fee / account holder | $3,010 | $15,030-80.0% | $12,989-76.8% | $13,392-77.5% |