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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,605 | $212,386-15.4% | $199,883-10.1% | $138,895+29.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 19.39% | 47.75%-28.4pp | 43.81%-24.4pp | 145.39%-126.0pp |
| Employer contribution / active EE | $11,655 | $6,625+75.9% | $6,261+86.1% | $4,194+177.9% |
| Participant deferral / active EE | $14,180 | $9,617+47.4% | $9,138+55.2% | $6,396+121.7% |
| Admin fee / account holder | $13,032 | $18,233-28.5% | $17,268-24.5% | $12,562+3.7% |