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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,421 | $156,3980% | $147,318+6.2% | $138,895+12.6% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 17.82% | 78.75%-60.9pp | 70.43%-52.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $6,796 | $4,853+40.0% | $4,593+48.0% | $4,194+62.0% |
| Participant deferral / active EE | $20,686 | $8,237+151.1% | $7,906+161.6% | $6,396+223.4% |
| Admin fee / account holder | $22,645 | $14,976+51.2% | $13,708+65.2% | $12,562+80.3% |