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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,138 | $183,516-64.0% | $155,534-57.5% | $145,884-54.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.42% | 61.43%-30.0pp | 64.92%-33.5pp | 551.85%-520.4pp |
| Employer contribution / active EE | $3,253 | $5,315-38.8% | $4,675-30.4% | $4,662-30.2% |
| Participant deferral / active EE | $9,700 | $6,467+50.0% | $5,630+72.3% | $6,690+45.0% |
| Admin fee / account holder | $1,607 | $19,293-91.7% | $15,900-89.9% | $13,392-88.0% |