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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,010 | $107,809-79.6% | $97,032-77.3% | $155,188-85.8% |
| Participation rate | 63.6% | 75.5%-11.8pp | 71.6%-7.9pp | 80.8%-17.2pp |
| Annual return | 17.61% | 38.06%-20.4pp | 35.38%-17.8pp | 148.84%-131.2pp |
| Employer contribution / active EE | $1,293 | $2,911-55.6% | $2,629-50.8% | $4,248-69.6% |
| Participant deferral / active EE | $2,842 | $5,129-44.6% | $4,672-39.2% | $6,531-56.5% |
| Admin fee / account holder | $138 | $10,717-98.7% | $9,418-98.5% | $14,480-99.0% |