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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,010 | $99,053-77.8% | $88,179-75.0% | $138,895-84.2% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.1%-5.5pp | 79.9%-16.3pp |
| Annual return | 17.61% | 78.17%-60.6pp | 64.97%-47.4pp | 145.39%-127.8pp |
| Employer contribution / active EE | $1,293 | $2,882-55.1% | $2,549-49.3% | $4,194-69.2% |
| Participant deferral / active EE | $2,842 | $5,225-45.6% | $4,614-38.4% | $6,396-55.6% |
| Admin fee / account holder | $138 | $8,748-98.4% | $7,673-98.2% | $12,562-98.9% |