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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,608 | $174,379-62.9% | $152,093-57.5% | $138,895-53.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.79% | 74.86%-62.1pp | 66.36%-53.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $6,063 | $4,652+30.3% | $4,175+45.2% | $4,194+44.6% |
| Participant deferral / active EE | $5,519 | $6,159-10.4% | $5,451+1.2% | $6,396-13.7% |
| Admin fee / account holder | $588 | $16,880-96.5% | $14,497-95.9% | $12,562-95.3% |