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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $109,267 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,902 | $122,219-28.9% | $147,096-40.9% | $199,921-56.5% |
| Participation rate | 87.7% | 78.3%+9.4pp | 82.2%+5.5pp | 72.0%+15.7pp |
| Annual return | 25.04% | 30.59%-5.5pp | 419.75%-394.7pp | 34.28%-9.2pp |
| Employer contribution / active EE | $4 | $4,096-99.9% | $4,936-99.9% | $3,035-99.9% |
| Participant deferral / active EE | $21,536 | $8,503+153.3% | $8,071+166.8% | $5,089+323.2% |
| Admin fee / account holder | $56 | $179-68.7% | $13,005-99.6% | $269-79.2% |