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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,026 | $182,442+20.6% | $163,379+34.7% | $138,895+58.4% |
| Participation rate | 40.0% | 79.8%-39.8pp | 76.8%-36.8pp | 79.9%-39.9pp |
| Annual return | 10.30% | 72.74%-62.4pp | 63.41%-53.1pp | 145.39%-135.1pp |
| Employer contribution / active EE | $872 | $4,159-79.0% | $3,752-76.8% | $4,194-79.2% |
| Participant deferral / active EE | $5,649 | $6,817-17.1% | $6,282-10.1% | $6,396-11.7% |
| Admin fee / account holder | $917 | $10,396-91.2% | $9,818-90.7% | $12,562-92.7% |