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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,809 | $160,028+114.8% | $147,080+133.8% | $145,884+135.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 14.86% | 98.60%-83.7pp | 420.17%-405.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $12,512 | $5,286+136.7% | $4,933+153.6% | $4,662+168.4% |
| Participant deferral / active EE | $11,983 | $8,422+42.3% | $8,066+48.6% | $6,690+79.1% |
| Admin fee / account holder | $25,773 | $15,030+71.5% | $12,989+98.4% | $13,392+92.5% |