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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,500 | $212,386-6.1% | $199,883-0.2% | $138,895+43.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 24.50% | 47.75%-23.2pp | 43.81%-19.3pp | 145.39%-120.9pp |
| Employer contribution / active EE | $3,408 | $6,625-48.6% | $6,261-45.6% | $4,194-18.7% |
| Participant deferral / active EE | $14,358 | $9,617+49.3% | $9,138+57.1% | $6,396+124.5% |
| Admin fee / account holder | $7,960 | $18,233-56.3% | $17,268-53.9% | $12,562-36.6% |