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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,152 | $211,288-8.6% | $178,540+8.2% | $145,884+32.4% |
| Participation rate | 40.0% | 80.8%-40.8pp | 77.1%-37.1pp | 80.3%-40.3pp |
| Annual return | 24.01% | 30.27%-6.3pp | 27.15%-3.1pp | 551.85%-527.8pp |
| Employer contribution / active EE | $1,147 | $4,574-74.9% | $3,953-71.0% | $4,662-75.4% |
| Participant deferral / active EE | $13,155 | $6,967+88.8% | $6,281+109.5% | $6,690+96.6% |
| Admin fee / account holder | $0 | $12,105-100.0% | $10,424-100.0% | $13,392-100.0% |