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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,630 | $77,472-33.4% | $100,392-48.6% | $80,935-36.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 12.01% | 37.26%-25.2pp | 49.45%-37.4pp | 35.66%-23.6pp |
| Employer contribution / active EE | $8,628 | $2,800+208.1% | $3,941+118.9% | $2,757+213.0% |
| Participant deferral / active EE | $8,962 | $6,818+31.5% | $8,090+10.8% | $4,299+108.4% |
| Admin fee / account holder | $3,706 | $5,885-37.0% | $7,904-53.1% | $6,924-46.5% |