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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,945 | $201,372-46.4% | $184,260-41.4% | $145,884-26.0% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 11.91% | 29.04%-17.1pp | 28.84%-16.9pp | 551.85%-539.9pp |
| Employer contribution / active EE | $14,255 | $7,024+103.0% | $6,427+121.8% | $4,662+205.8% |
| Participant deferral / active EE | $4,986 | $9,808-49.2% | $9,133-45.4% | $6,690-25.5% |
| Admin fee / account holder | $3,329 | $16,362-79.7% | $13,898-76.0% | $13,392-75.1% |