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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,945 | $201,344-46.4% | $184,243-41.4% | $145,877-26.0% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 11.91% | 29.01%-17.1pp | 28.82%-16.9pp | 551.28%-539.4pp |
| Employer contribution / active EE | $14,255 | $7,022+103.0% | $6,427+121.8% | $4,663+205.7% |
| Participant deferral / active EE | $4,986 | $9,807-49.2% | $9,132-45.4% | $6,691-25.5% |
| Admin fee / account holder | $3,329 | $16,382-79.7% | $13,914-76.1% | $13,402-75.2% |