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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,154 | $95,404-27.5% | $113,397-39.0% | $82,637-16.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 19.52% | 19.08%+0.4pp | 23.20%-3.7pp | 53.51%-34.0pp |
| Employer contribution / active EE | $3,256 | $2,307+41.1% | $2,977+9.3% | $2,552+27.6% |
| Participant deferral / active EE | $3,080 | $4,220-27.0% | $5,076-39.3% | $4,126-25.3% |
| Admin fee / account holder | $2,789 | $9,168-69.6% | $11,957-76.7% | $7,339-62.0% |