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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,539 | $114,119-53.1% | $107,187-50.1% | $138,895-61.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 20.06% | 273.21%-253.1pp | 204.55%-184.5pp | 145.39%-125.3pp |
| Employer contribution / active EE | $5,255 | $4,059+29.5% | $3,782+38.9% | $4,194+25.3% |
| Participant deferral / active EE | $1,832 | $5,538-66.9% | $5,096-64.1% | $6,396-71.4% |
| Admin fee / account holder | $1,699 | $10,024-83.1% | $9,162-81.5% | $12,562-86.5% |