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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,539 | $134,817-60.3% | $123,973-56.8% | $155,188-65.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 20.06% | 515.49%-495.4pp | 388.13%-368.1pp | 148.84%-128.8pp |
| Employer contribution / active EE | $5,255 | $4,425+18.8% | $4,126+27.4% | $4,248+23.7% |
| Participant deferral / active EE | $1,832 | $5,706-67.9% | $5,247-65.1% | $6,531-71.9% |
| Admin fee / account holder | $1,699 | $13,245-87.2% | $11,799-85.6% | $14,480-88.3% |