Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,153 | $117,846-30.3% | $102,434-19.8% | $145,884-43.7% |
| Participation rate | 44.4% | 78.6%-34.2pp | 76.5%-32.1pp | 80.3%-35.9pp |
| Annual return | 3.08% | 31.90%-28.8pp | 29.46%-26.4pp | 551.85%-548.8pp |
| Employer contribution / active EE | $1,156 | $3,615-68.0% | $3,023-61.8% | $4,662-75.2% |
| Participant deferral / active EE | $1,662 | $5,733-71.0% | $5,055-67.1% | $6,690-75.2% |
| Admin fee / account holder | $780 | $13,356-94.2% | $9,462-91.8% | $13,392-94.2% |