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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,703 | $70,366-93.3% | $66,674-92.9% | $138,895-96.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 1.20% | 386.41%-385.2pp | 321.24%-320.0pp | 145.39%-144.2pp |
| Employer contribution / active EE | $897 | $2,765-67.5% | $2,620-65.8% | $4,194-78.6% |
| Participant deferral / active EE | $2,483 | $4,374-43.2% | $4,084-39.2% | $6,396-61.2% |
| Admin fee / account holder | $718 | $5,262-86.3% | $5,098-85.9% | $12,562-94.3% |