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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,924 | $100,139-82.1% | $85,187-79.0% | $145,884-87.7% |
| Participation rate | 60.0% | 74.1%-14.1pp | 67.5%-7.5pp | 80.3%-20.3pp |
| Annual return | 14.69% | 84.15%-69.5pp | 66.67%-52.0pp | 551.85%-537.2pp |
| Employer contribution / active EE | $976 | $3,238-69.9% | $2,732-64.3% | $4,662-79.1% |
| Participant deferral / active EE | $1,340 | $5,296-74.7% | $4,525-70.4% | $6,690-80.0% |
| Admin fee / account holder | $448 | $7,262-93.8% | $6,162-92.7% | $13,392-96.7% |