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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,533 | $71,215-5.2% | $93,696-27.9% | $80,935-16.6% |
| Participation rate | 95.5% | 60.4%+35.1pp | 68.7%+26.7pp | 67.7%+27.8pp |
| Annual return | 13.09% | 11.27%+1.8pp | 133.74%-120.7pp | 35.66%-22.6pp |
| Employer contribution / active EE | $2,033 | $1,565+29.9% | $2,422-16.1% | $2,757-26.3% |
| Participant deferral / active EE | $4,216 | $4,037+4.5% | $4,417-4.5% | $4,299-1.9% |
| Admin fee / account holder | $2,333 | $6,958-66.5% | $8,287-71.8% | $6,924-66.3% |