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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,766 | $183,516-96.3% | $155,534-95.6% | $145,884-95.4% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 12.58% | 61.43%-48.8pp | 64.92%-52.3pp | 551.85%-539.3pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,136 | $6,467-67.0% | $5,630-62.1% | $6,690-68.1% |
| Admin fee / account holder | $2,040 | $19,293-89.4% | $15,900-87.2% | $13,392-84.8% |